Geography and geology can determine if your home is at greater risk for hurricanes, tornadoes, earthquakes or flooding. It’s important to know if your property is located within the counties with the highest risk and determine the best coverage to meet the needs of an unforeseen natural disaster. 

When properties are left vacant (completely empty) or unoccupied (all possessions are within the property and the property is still available to rent), especially for long periods, the risk of fire-related incidents increases.

January is National Radon Action Month, reminding us of the importance of checking our properties for this silent threat. Consider the following information and guidance to help combat this often undetected danger.

With winter in full swing and global warming in mind, temperatures will fluctuate throughout the season, causing snowmelt. The accumulating water from melting snow and ice can lead to clogged gutters, saturated foundation material and damaged drainpipes.

Each dwelling tells a different story and can potentially hide dangerous elements. Assessing your property’s exposures and taking the appropriate precautions can go a long way toward protecting your business.

The U.S. experiences some of the most extreme winter weather in the world, and property owners constantly have to protect their residence from blizzards and extreme cold. Among these risks, winter weather presents some of the most significant challenges — challenges that may even lead to substantial property damage.

Imagine booking a guest with manners and characteristics of a gigantic-furred yeti. It’s exactly what claims professionals fear most. The abominable snowman creature aimlessly wanders about with no clear objective and little consideration for the care of your property.

Nature is unpredictable, so don’t wait to prepare your vacation rental for the harshest season. Fortunately, simple inspections and improvements to your property can prevent costly winter-related insurance claims.

Water damage is one of the leading issues our policyholders report and some of the most expensive damages to repair. Water expands as it freezes and puts significant pressure on the metal or plastic pipes that hold it.

To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it’s important for you to make chimney care part of your home maintenance plan. Performing simple safety practices and maintenance on your vacation rental’s fireplace can help keep it in good condition, ensuring your guests and property stay safe.