Kiernan Walshire

Finding Vacation Rental Insurance You Love

If you own a vacation property that you rent to guests, you need the right short-term rental insurance to protect your investment (and your heart). Without the right coverage, you’re at risk of financial loss if the property is damaged or a guest is injured. Many vacation rental property owners are not sure if they’re compatible with this type of insurance. They may even question if they are a right fit or how to get coverage.

Am I a Match for Vacation Rental Insurance?

The first question you should ask yourself is “Do I advertise my property on sites like Airbnb, Vrbo, or booking.com?” If the answer is yes, then you are a vacation rental owner. The next question should be “Do I have the right insurance now that I’m running a small business?” If the answer is no or I don’t know, it’s time to find your perfect match.

When searching for the right vacation rental insurance, make sure it protects what matters most to you – you, your property and your income.

You can purchase coverage as an individual property owner, of course. Vacation rental insurance is also available even if you don’t own the rental property in your individual name. It is common for vacation rental property owners to hold those properties inside a business entity or other legal structure such as a sole proprietorship, corporation, limited liability company (LLC), partnership, or a trust. 

Take the Next Step with Vacation Rental Insurance

Vacation property owners are often pleasantly surprised by how easy and fast it can be to purchase vacation rental insurance. CBIZ Vacation Rental Insurance experts are here to provide you free consultations Monday-Friday, 8 a.m. – 5 p.m. (MST). We make getting vacation rental insurance information and requesting a quote simple.

Be prepared to provide some basic information about the property, including information about its location, type of structure, construction type, age, and size, as well as details about swimming pools or other amenities you may have onsite. We will also need to know the number of bedrooms, the total number of people the property can accommodate overnight, whether you rent individual bedrooms, and whether you allow special events such as photo shoots or weddings on the premises.

If your Airbnb or vacation rental property is insurable and you decide to purchase coverage, CBIZ Vacation Rental Insurance offers fast binding of your policy. You can lock down comprehensive coverage usually within one to two business days after completing your application - and be covered for a full year.

CBIZ Has a Lot of Love to Give

CBIZ Vacation Rental Insurance is the largest insurer of short-term vacation rental properties in the United States. CBIZ is the first broker to develop specific policy coverage to meet the needs for short-term vacation home rental properties and the amenities offered by these businesses. We have written over 75,000 policies and have insured vacation rental properties since 2002.

CBIZ Vacation Rental Insurance is a division of CBIZ Insurance Services, Inc., a New York Stock Exchange traded company (NYSE:CBZ). With more than 100 offices and nearly 5,000 associates throughout the U.S., CBIZ delivers top-level financial and benefits and insurance services to individuals and organizations of all sizes. CBIZ is committed to being good stewards of the communities we live and work in. We pride ourselves as a diverse organization that builds long-lasting relationships with and provides support for our communities through CBIZ Women's Advantage, annual food drives, and our employee led CBIZ Cares volunteer program.

Request a consultation with an insurance provider you can be head over heels for.

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Roroger Roberts

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About Us

CBIZ Vacation Rental Insurance, a division of CBIZ Insurance Services,Inc., is the largest insurer of short-term vacation rental properties in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we are the first broker to develop specific policy coverage to meet the needs for vacation rental properties and the amenities offered by these businesses. We have insured vacation rental properties since 2002.

The CBIZ Vacation Rental Insurance team knows insurance, specifically the risks and exposures related to short-term vacation rentals.We won't confuse you with technical "insurance speak" ~ our representatives are well versed in explaining your coverage in plain English. With hands-on, personal customer service, we guarantee swift communication and a 24/7 claims team that is ready to respond to your call any time of the day. As specialist in the industry, we leverage our knowledge and passion to ensure you and your business are adequately protected.