Vacation Rental Insurance Coverage

What coverage is included?


  • Replacement cost coverage for your building and contents
  • Includes damage caused by a guest
  • $25,000 backup of sewer and drains
  • $10,000 unattached structures
  • $50,000 additional living expenses (when home is your primary residence)


  • $2,000,000 general aggregate
  • $1,000,000 each occurrence
  • $1,000,000 personal and advertising injury
  • $1,000,000/$2,000,000 personal liability (when home is your primary residence)
  • $5,000 medical payments, any one person
  • Product liability included
  • Claim defense expenses are paid in addition to the occurrence limit 
  • Coverage extends to amenities such as pools, docks, lakes, hot tubs, bicycles, exercise equipment, small watercraft and pets
  • Property managers are included as additional insureds at no extra cost

Business Income & Extra Expense:

  • Loss of rental income following an insured property loss 
  • Actual loss sustained with no time limit
  • Extended business income for an additional 180 days after the property is repaired


Visit our Frequently Asked Questions for additional information.

Contact Us

Sales - 888.883.5696

Service - 855.945.5221

Claims - 855-945-5221

 8 a.m. - 5 p.m. CST, Monday - Friday       

 After normal business hours,  please call 888-847-8600