Ward, Hayden

Prepare Your Property for Unpredictable Spring Weather

prepare your property for unpredictable spring weather

It is very likely, no matter where your rental property is located, a powerful, unplanned spring storm could occur. In seconds a sunny, warm day may transpire into severe thunderstorms or even a tornado. Unpredictable weather doesn’t give you much notice or time to react. Preparing now helps protect your property and your guests. Create peace of mind this spring by following these simple steps to secure your property for spring weather.

Take Preventative Measures on Your Property

Oftentimes the smallest change can create a world of difference. Try these storm proofing tips!

  • Stay up to date on repairs
  •  Remove winter debris from your gutters, drains, and downspouts
  • Double check that all doors and windows are sealed properly
  • Use surge protectors for electronic equipment in your home such as computers, televisions and appliances
  • Verify that your sump pump is working and install a backup battery operated pump
  • Trim or remove any trees that could be potential risks to the property
  • Fasten down all heavy furniture
  • Invest in a generator

Take Updated Photos of the Property

In the likelihood that a storm does occur, you will want to have photos of everything in and on your property. Doing so can speed up the process if a claim is filed. Don’t be afraid to snap a couple pictures of your parking lot or driveway. Photograph each room with every piece of furniture and appliance. This is a sure way to prove that the damage wasn’t there beforehand. Capturing just a few images of your home before disaster strikes will save you when making a claim for your property.

Provide Emergency Essentials

Your top priority is the safety of your guests. If something were to happen, make sure to provide the necessary resources. Here is a quick list of essentials that you should have available for guest. Don’t forget to let them know where they are located.

  • First aid kit; According to the American Red Cross, a first aid kit should include: non-latex gloves, tweezers, scissors, tissues, an assortment of adhesive bandages, antibiotic ointment, adhesive cloth tape, aspirin packets, sterile gauze pads and dressings.
  • Battery-operated radio
  • Working flashlights
  • Candles and matches
  • Trash bags
  • Extra batteries
  • Blankets
  • Charged wireless charger
  • Clean drinking water or water purifying tablets
  • Nonperishable food

Leave instructions on how to shut off the power to your property using the main fuse or breaker on the electrical service panel and how to shut off water and gas support lines. Your guest will appreciate that you keep their safety a priority. Make sure to restock from time to time.

Create a Plan in Case of an Emergency

A good idea is to include this into a “welcome book” for guests who check in to your property. This includes your contact information, emergency exit strategies, where emergency supplies can be found, and how to receive weather updates for the area. Most insurance policies will require you to have emergency information, such as 911, the vacation rental property’s address and either the insured’s or property manager’s phone number readily available at all times. Be specific with this information. Keeping everyone on the same page on where to seek shelter is crucial to communication efforts.  

Stay Alert & Pay Attention

Sign up for weather notifications for your rental property’s location. Pay attention to anything that could potentially harm your guests and property. Don’t forget to communicate with your guests about any inclement weather going on. Develop a habit of checking the weather every morning and night. Getting in the routine of checking the local weather daily can help prepare you for whatever storm may come your way.

Have Vacation Rental Insurance

Reducing risk and staying informed is great when preparing for harsh spring weather. You never know when a tornado or power outage could occur. Take the extra step and make sure you and your property are covered with comprehensive vacation rental insurance. If a strong thunderstorm rolls through causing hail damage or a branch falls and destroys your roof, don’t depend on homeowners or a host guarantee policy to cover you. Talk to a CBIZ Vacation Rental Insurance expert today and have peace of mind that your insurance will cover the damage and potential loss of income from being closed for repairs.

Although April showers bring May flowers, a lot of uncertainty can also be found. Keep your property and guests safe this spring. Begin a free CBIZ Vacation Rental Insurance request a free quote today!

This blog may contain scenarios that are provided as examples only. Coverage is subject to the terms, conditions and exclusions of the policy issued. The information provided is general in nature and may be affected by changes in law or the interpretation of such laws. The reader is advised to contact a professional prior to taking any action based upon this information.

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CBIZ Vacation Rental Insurance, a division of CBIZ Insurance Services,Inc., is the largest insurer of short-term vacation rental properties in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we are the first broker to develop specific policy coverage to meet the needs for vacation rental properties and the amenities offered by these businesses. We have insured vacation rental properties since 2002.

The CBIZ Vacation Rental Insurance team knows insurance, specifically the risks and exposures related to short-term vacation rentals.We won't confuse you with technical "insurance speak" ~ our representatives are well versed in explaining your coverage in plain English. With hands-on, personal customer service, we guarantee swift communication and a 24/7 claims team that is ready to respond to your call any time of the day. As specialist in the industry, we leverage our knowledge and passion to ensure you and your business are adequately protected.