Ward, Hayden

How to Reduce the Chances of Snowmelt Flooding at Your Property

Snowmelt at vacation rental property with lots of ice

There’s a lot to love about snow. The world becomes serene as a blanket of white covers everything. However, it’s not so pleasant when snow melts as it can cause major damage on your property.

With winter in full swing and global warming in mind, temperatures will fluctuate throughout the season, causing snowmelt. The accumulating water from melting snow and ice can lead to clogged gutters, saturated foundation material and damaged drainpipes. Stay on top of protecting your vacation rental property from moisture damage with these simple tips.

The Risks of Snowmelt

Snowmelt typically happens when there’s a quick change in the temperature, often resulting in flooding. Frequently, damage is a result of the melted snow in combination with cracks in the foundation, faulty or dirty gutters, or improper runoff. Not only does snowmelt affect the property, but apart from that, it can lead to health problems from the chemicals and sewage in the waters.

Snowmelt Prevention Tips

Don’t let snowmelt wreak havoc on your property. Review the following guidance for snowmelt prevention recommendations.

  • Clear snow from the foundation. Shovel snow away from the property, including stairwells, window wells, downspouts and doors, to help prevent water from seeping in through cracks.
  • Maintain the roof and gutters. Any heavy snow that has accumulated on the roof should be cleared away to avoid water damage. Keep the gutters clear of debris to avoid ice dams — melted snow that refreezes at night, causing gutter clogs.
  • Ensure proper drainage. Ensure that the downspout drains are away from the property and keep any street storm sewer drains clear of snow to prevent buildup and freezing.
  • Check your sump pump. Test to ensure your sump pump is in good working order in case your vacation rental experiences flooding. If you notice any small leaks, take care of them before they become a bigger hazard.

Trust the Professionals

Qualified contractors can help you with the most crucial systems of your vacation rental property, including plumbing and heating. If you are unable or unsure of how to remove snow from the roof, fix a leaky pipe, seal windows and doors, or simply test your water heater, contact a professional to ensure that your guests and your property are safe from harm.

It’s SNOW Problem With CBIZ Vacation Rental Insurance

In addition to utilizing a qualified contractor to assist with property maintenance and repairs, ensure your vacation rental will be adequately covered in the event of potential damages and disasters. Prevention is the best strategy for avoiding damage and other risks! Connect with a team member today at CBIZ Vacation Rental Insurance and request a free quote.

This blog may contain scenarios that are provided as examples only. Coverage is subject to the terms, conditions and exclusions of the policy issued. The information provided is general in nature and may be affected by changes in law or the interpretation of such laws. The reader is advised to contact a professional prior to taking any action based upon this information.

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About Us

CBIZ Vacation Rental Insurance, a division of CBIZ Insurance Services,Inc., is the largest insurer of short-term vacation rental properties in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we are the first broker to develop specific policy coverage to meet the needs for vacation rental properties and the amenities offered by these businesses. We have insured vacation rental properties since 2002.

The CBIZ Vacation Rental Insurance team knows insurance, specifically the risks and exposures related to short-term vacation rentals.We won't confuse you with technical "insurance speak" ~ our representatives are well versed in explaining your coverage in plain English. With hands-on, personal customer service, we guarantee swift communication and a 24/7 claims team that is ready to respond to your call any time of the day. As specialist in the industry, we leverage our knowledge and passion to ensure you and your business are adequately protected.