Insights and tips on how to protect your property, giving you and your guests peace of mind.
The U.S. experiences some of the most extreme winter weather in the world, and property owners constantly have to protect their residence from blizzards and extreme cold. Among these risks, winter weather presents some of the most significant challenges—challenges that may even lead to substantial property damage.
Imagine booking a guest with manners and characteristics of a gigantic-furred yeti. It’s exactly what claims professionals fear most. The abominable snowman creature aimlessly wanders about with no clear objective and little consideration for the care of your property.
Nature is unpredictable, so don’t wait to prepare your vacation rental for the harshest season. Fortunately, simple inspections and improvements to your property can prevent costly winter-related insurance claims.
Water damage is one of the leading issues our policyholders report and some of the most expensive damages to repair. Water expands as it freezes and puts significant pressure on the metal or plastic pipes that hold it.
To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it’s important for you to make chimney care part of your home maintenance plan. Performing simple safety practices and maintenance on your vacation rental’s fireplace can help keep it in good condition, ensuring your guests and property stay safe.
Fireworks are a staple of the Fourth of July and many other celebrations, but remember to take precautions to ensure your rental property is safe and accident-free. To help answer the question, “Should I allow fireworks at my property?” we’re discussing the risks and alternatives to fireworks.
As a rental property owner, it’s crucial to take the time to routinely address potential safety risks on your property. After all, even seemingly minor household issues—such as stray cords, dust buildup or leaky faucets—can spiral into significant problems if left unnoticed. By conducting an annual safety audit, you can help keep your property safe and secure—reducing the risk of guest injuries, lawsuits, property damage and costly insurance claims.
No property owner wants to hear the dreaded words that they have mold. Once inside your rental property, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow on. Mold not only damages your property, but it can also cause serious health complications after long-term exposure.
It only takes an inch or two of water to cause major damage to a home. Floods are one of the most common natural disasters in the United States. Even small streams, gullies, creeks, culverts, dry streambeds, or low-lying ground that appear harmless in dry weather can cause big problems when it floods.
Unfortunately, losses alleging landlord negligence are not uncommon and can be quite costly, according to Advisen loss data. Read on to learn which types of landlord losses are most common and how to avoid them.