The Risk of Owning a Vacant Property

  • 23 February 2022
  • Author: Ward, Hayden
  • Number of views: 485
  • 0 Comments
The Risk of Owning a Vacant Property

Owning a vacant home can pose serious liabilities due to it being more susceptible to vandalism, undetected repairs, fire and other losses. The insurance risks associated with owning vacant property can be extensive, and to ensure you are adequately protected, it's important to know the risks.

Don’t Let the Bed Bugs Bite . . . Your Guests!

  • 9 February 2022
  • Author: Sarah Dean
  • Number of views: 658
  • 0 Comments
Don’t Let the Bed Bugs Bite . . . Your Guests!

Few things can cause as much dread for a vacation rental property owner than the words “You’ve got bed bugs!” Taking preventive measures can help you avoid the aftermath of a bed bug infestation, but despite your best efforts, the nature of your business means you’re at risk.

Liability Protection for When the Customer Isn't Always Right

  • 17 January 2022
  • Author: Ward, Hayden
  • Number of views: 851
  • 0 Comments
Liability Protection for When the Customer Isn't Always Right

No matter what safety precautions you have in place or how well you maintain your short-term rental property, a vacationer could become injured or claim that your negligence caused damage to their property at any time. If you are named as the responsible party in such a suit, you need to defend yourself against the charges – even if you believe that your actions (or inactions) did not contribute to the renter’s injuries.

Handling Demanding Guests at Your Vacation Rental Property

  • 9 December 2021
  • Author: Ward, Hayden
  • Number of views: 711
  • 0 Comments
Handling Demanding Guests at Your Vacation Rental Property

We have heard about them, we may even know a few, but handling demanding guests can be a difficult and overwhelming task. When listing websites send stress warnings for a 4-star rating, it can be hard not to have some anxiety. Even more, it may have a major impact on where your property lands on the search ranking when a below 5-star rating is left. Here are a few suggestions on how to handle demanding guests at your short-term property.

When Are You Potentially Liable for a Guest's Injuries?

  • 26 October 2021
  • Author: Ward, Hayden
  • Number of views: 772
  • 0 Comments
When Are You Potentially Liable for a Guest's Injuries?

As a vacation rental homeowner or property manager, the last thing you want to hear is a guest was injured at your property. Unfortunately, injuries can and do happen. Depending on the circumstances, your guest may believe you bear some responsibility for his or her injuries. Of course, being accused of negligent or intentional acts that led to a guest’s injuries does not necessarily mean you are responsible.

5 Common Risk Exposures for Vacation Rental Properties

  • 30 August 2021
  • Author: Ward, Hayden
  • Number of views: 1267
  • 0 Comments
5 Common Risk Exposures for Vacation Rental Properties

Owning and operating a short-term rental property can be rewarding. However, owners have to manage numerous exposures related to lodging, and many offer amenities that can dramatically increase the number of risks. Assessing your exposures and taking the appropriate precautions can go a long way toward protecting your business.

Are Your Personal Assets at Risk?

  • 5 August 2021
  • Author: Ward, Hayden
  • Number of views: 803
  • 0 Comments
Are Your Personal Assets at Risk?

The reality of renting out your home to guests is that vacation renters can, and often do, sue property owners and managers. When guests feel they’ve been harmed by the property owner’s or manager’s actions or negligence, they might find that their only recourse is to take a property owner to court. Those expenses can add up quickly. In addition, there’s the stress of wondering how you will pay a judgment if one is ordered. Without adequate coverage, your business and your personal assets could be at risk.

Are Security Cameras Safe to Use at My Short-Term Rental?

  • 13 July 2021
  • Author: Ward, Hayden
  • Number of views: 2075
  • 0 Comments
Are Security Cameras Safe to Use at My Short-Term Rental?

Short-term rental hosts are allowed to use various surveillance devices to protect their property as long as they are disclosed in the listings, including on Airbnb and VRBO and other vacation rental booking sites. Further, while not forbidden on the exterior of the property, they are prohibited in private spaces, such as bedrooms, bathrooms and other sleeping areas. Here are a few security measures you can take to protect your short-term rental.

Host-Liability Policies Are Not What You Think and Here’s Why

  • 13 May 2021
  • Author: Ward, Hayden
  • Number of views: 1390
  • 0 Comments
Host-Liability Policies Are Not What You Think and Here’s Why

Some vacation rental listing sites provide host liability coverage for free or at a reduced cost as part of their service offerings for vacation rental property owners. These types of insurance policies are a good start in managing property owners’ risks. However, relying exclusively on host liability policies could leave you, the property owner, without adequate coverage.

Make Safety a Priority at Your Vacation Rental

  • 26 April 2021
  • Author: Ward, Hayden
  • Number of views: 1091
  • 0 Comments
Make Safety a Priority at Your Vacation Rental

The last thing you want your guests to be thinking about when they walk into your vacation rental property is their safety. You want your guests to know that they are protected and safe at all costs. As a short-term vacation rental property owner, you also want to do everything in your control to make their experience one to remember for the right reasons.

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About Us

CBIZ Vacation Rental Insurance, a division of CBIZ Insurance Services,Inc., is the largest insurer of short-term vacation rental properties in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we are the first broker to develop specific policy coverage to meet the needs for vacation rental properties and the amenities offered by these businesses. We have insured vacation rental properties since 2002.

The CBIZ Vacation Rental Insurance team knows insurance, specifically the risks and exposures related to short-term vacation rentals.We won't confuse you with technical "insurance speak" ~ our representatives are well versed in explaining your coverage in plain English. With hands-on, personal customer service, we guarantee swift communication and a 24/7 claims team that is ready to respond to your call any time of the day. As specialist in the industry, we leverage our knowledge and passion to ensure you and your business are adequately protected.